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Minimum qualification requirements. To qualify with Kabbage, you should be in business for at least one year and have a minimum of $50,000 in annual.
Definition for Small Business Loans For the purpose of these underwriting guidelines, Small Business Loans are defined as loans that: Are provided to individual entrepreneurs (and not to a corporate entity, partnership firm, sole proprietorship or any other legal person) for the purpose of financing working capital or capital investment;
The small business lending policy should address prudent loan portfolio diversification by establishing growth rates and concentration standards as a percentage of capital for different loan types, industries, borrower groups, and collateral support.
Loan underwriting for a short-term business loan will typically require: A copy of your driver’s license; A voided business check; proof of ownership; A credit pull; Three months of business bank statements; Personal tax returns; Typical Documentation to Underwrite Invoice Financing. Underwriting invoice financing will typically require:
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