Current American Interest Rates

This preferred interest rate discount is not reflected in our published rates on our website but will be reflected in the interest rate quoted upon loan approval. Discounts are only available on auto loan applications submitted by you to Bank of America and not applications submitted through dealerships.

The interest rate targeted by the Federal Reserve, the federal funds rate, is currently 1.75% to 2%. That’s after the Fed cut it a quarter of a percentage point on Sept. 18, 2019. The federal funds rate is the benchmark interest rate banks charge each other for overnight loans.

Get updated data about US Treasuries. Find information on government bonds yields, muni bonds and interest rates in the USA.

Looking for current interest rates for different financial products? Save money by comparing interest rates for mortgages, CDs, auto loans, personal loans and more from NerdWallet. Also learn.

What Is Today’S Prime Rate Best Mortgage Rates Calculator Compare refinancing rates in your area now. The average 30-year fixed-refinance. You can use Bankrate’s mortgage calculator to get a handle on what your monthly payments would be and see the effect.