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Texas Home Equity Loan Laws Texas law determines what is or is not considered home equity based financing, so be sure to check the terms of your loan or line of credit before considering a potential refinance. And, it’s important to remember that if you refinance a HELOC or HELoan to a non-home equity loan, you will forfeit protections afforded to you through home equity based lending laws.
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A lender might not check your stated income on a personal loan. No, crossing your fingers doesn't make it OK to lie on a loan application.. pretense” to get the $3,000 loan from Detroit Metropolitan Credit Union.. Another online lender, Lending Club, says it conducts income and employer verification on.
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