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In the mortgage industry, they are called “liar loans” – mortgages approved without. a step below A-credit, or prime, borrowers. Many of the lenders that specialized in such loans are now defunct -.

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“The role of the board is to protect against credit losses, not create them. is seeking to help the bank recover from losses on soured home loans and repay the U.S. after the 2008 bailout.

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Low Credit score home buyers Could Qualify with this FHA Policy. companies that approve loans based on guidelines provided by the FHA,