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· Eligible Loan Products and Transaction Types. Texas Section 50(a)(6) loans must be fully amortizing loans with payments due on a monthly basis. The following are eligible as Texas Section 50(a)(6) loans: first liens only; fixed-rate mortgages; and. certain five-, seven-, and ten-year ARM plans (shown in the table below).
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For those purchasing a home in their 20s and 30s, a 30-year mortgage is the obvious financing choice–in part because people of that age typically don’t have the financial means to make the higher.
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There are two loan categories-traditional home loans (or mortgages) and chattel loans. Real property is the same classification that a site built home receives. A manufactured home that is titled as real property will be granted traditional home financing or a mortgage loan through a lending institution or bank.
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