- – Want to know if you qualify for a first-time buyer program? These programs are specifically designed to help first time buyers overcome some of the more common hurdles they may face when buying a home, such as saving up for down payments and closing costs.
Low Income Home Financing USDA loans are another option for low-income families. The U.S. Department of Agriculture Rural Development offers a few types of home loans that fall into a category called "Section 502," which aim to help low- to moderate-income families purchase, build, renovate, or repair homes in rural areas.
HUD.gov / U.S. Department of Housing and Urban Development (HUD) – Thinking about buying a home? We have information that can help!. (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!) HUD’s special homebuying programs. Homeownership for public housing residents; Indian Home Loan Guarantee Program (Section 184) 5.