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Checking your credit score will not lower it, contrary to a common myth – "That adds up to consumer confusion." The only kind of inquiry that will have a negative, but temporary impact on your score is a "hard pull," Palmer said. This is when you apply for a new loan, a.
What Was the Subprime Mortgage Crisis and How Did it Happen? – There is no exact established number, but a FICO score below 640 is generally seen as subprime for a loan like a mortgage. People with spotty credit histories like this often have tremendous.
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What Credit Score Do You Need To Buy A House? | LendingTree – Your credit score could likely dictate your mortgage interest rate, for one thing, says the consumer financial protection bureau. generally, the lower your credit score, the higher the interest rate, because lenders view borrowers with a low credit score as higher-risk – that is, they’re seen as more likely to miss loan payments or even slide into default.